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Citibank Home Equity

Citibank Home Equity Loan and line of credit are some of the best loan options that can be availed by using the equity value in your home. If you have used a large amount of money in your home then it is time for you to make some use out of the equity that you have built in your home. Citibank offers home equity products such as home equity loans and line of credit which you can obtain by putting your home as collateral. You can use the loan to consolidate high interest debts/bills, make repairs of your home, plan a wedding, finance education of your children, renovate your home, or make a big purchase which is essential.

Citibank Home Equity Line of Credit

Home equity line of credit is also known as revolving line of credit loan and it is a good option for those borrowers who need a lower up-front rate and instant access to funds at times of emergency needs. With Citibank home equity line of credit you can avail loan amount ranging from $10,000 to $500,000 depending on the equity value in your home and your credit condition. The benefit of this loan option is that you can borrow only the particular amount you need and make interest payment only for the amount you have used.

Citibank Home Equity Loan Rates

On the other hand, you can use the equity value of your home to secure a home equity loan term from Citibank. You can get a single lump sum amount based on the market value of your home equity. Citibank Home equity loan comes with fixed rate and they are also known as fully amortized loan and the interest and principal payments are spread through the period of the loan. You can get a fixed interest rate as low as 7.99% according to your credit and income status. However, Citibank has different rates for different states and interest is 100% tax deductible. There are no application fees or closing costs with home equity loan.

Citibank also offers home equity loan modification program to those eligible borrowers who are facing some difficulties in paying their monthly repayments. With loan modification, a borrower can get an extended payment period or decrease in the interest rate to payoff monthly payments on time. The bank further provides online access for the borrowers to check their loan account. One can login to their home equity account and check loan status or pay online bills from their home.

Citibank Home Equity Customer Service

To find more information on prevailing interest rates and application process of Citibank home equity lines and loans call at the following customer service phone numbers.

Home Equity Lines and Loans
(TTY: 1-800-788-0002)
Call 1-877-362-9100.



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