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|Citibank Mortgage programs have assisted many low and moderate income families in the United States to fulfill their dream of becoming homeowners. CitiMortgage is the mortgage department of Citibank and they offer a variety of home mortgage loans to eligible home buyers in the country. Whether you are thinking to buy a new home or looking to refinance your existing home, CitiMortgage is there to offer you the best deal. The bank offers fixed rate as well as adjustable rate mortgage depending on the choice and eligibility conditions of the borrowers.
Citibank Mortgage Rates
Mortgage loan rates offered by Citibank are some of the most competitive rates in the nation. Being a borrower, you can get affordable mortgage interest rates depending on the type of loan, amount of loan, your repaying ability and credit rating. The bank also has different loan rates for its different loan terms such as fixed rate mortgage, adjustable rate mortgage, conventional loan, jumbo mortgage, super jumbo loans, and FHA and VA mortgages. You can choose fixed rate option to make fixed monthly principal and interest payment throughout the loan life. On the other hand, you can start with low monthly repayments by going for an adjustable rate mortgage. The following chart shows the current mortgage rates of Citibank:
||30 year fixed
||15 year fixed
||5/1 Libor ARM
Citibank Mortgage Assistance
CitiMortgage also brings a range of mortgage assistance programs to help homeowners in avoiding mortgage defaults, late payments and finally home foreclosures. The mortgage company also offers mortgage refinancing options and various other affordability programs such as mortgage modification, forbearance and forgiveness programs. Under the Home Affordability and Stability Plan, troubled homeowners can refinance their existing mortgage with a new loan term having lower rate of interest. Citibank clearly understands that losing a job, a divorce or a serious illness can put homeowners into financial hardship.
Citibank Mortgage Calculator
Before applying for any type of mortgage term or home equity loan, it is recommended for the borrowers to use the mortgage calculator offered by the bank. With the help of this effective tool, you will be able to find what you can afford and whether refinancing is a better option or not. Insert some details like your annual gross income, monthly debt and down payment to calculate what you can afford. You can also use the calculator to get an idea of the monthly payments by offering inputs such as the loan amount, period of loan, interest rate and the home value.
CitiMortgage has its locations in several states, cities, and urban areas of the United States. Other than offering a complete range of mortgage solutions, they also offer top careers and jobs opportunities for eligible candidates. Making timely mortgage payoff is essential for the homeowners to avoid future inconveniences. You can manage your mortgage account online through Citibank Online service. All you have to do is just link your mortgage to your ATM/Debit Card account. Now, you can make online mortgage payment from your checking account without any hassle.
Citibank Mortgage Customer Service
Home buyers can contact the customer service representatives of CitiMortgage by calling their phone number. You can report mortgage fraud, make complaints and get comprehensive details on closing costs and mortgage fees by calling the representatives. Further details on mortgage clause, broker, mortgage services, grace period, online login, and insurance can be availed from the mortgage website of the bank.
For queries on New Mortgage or Refinance loan: 1-800-248-4638
Apply over the telephone or learn more about available products.
Monday through Friday 8:00 AM to 9:00 PM ET Saturday 9:00 AM to 3:00 PM ET
For servicing of existing CitiMortgage account:Call 1-800-283-7918
Monday through Friday 7:00 AM to 2:00 AM, Midnight ET Saturday 8:00 AM to 7:00 PM ET Sunday 12:00 PM, Noon to 11:00 PM ET
Citibank Mortgage Mailing Address
1000 Technology Drive
O'Fallon, MO 63368-2240