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Citibank Personal Loan

Citibank Personal Loan is an unmatched loan program which is tailored to meet your emergency needs by providing quick cash. Personal loans from Citibank can help you plan a holiday to your dream destination, meet financial obligations that you have planned, make some renovation works done with your home or just meet any emergency expenses. Ready cash with personal loans are available for both salaried as wells as self-employed professionals. For Citibank personal loans in USA, eligible borrowers can obtain loan amount ranging from $300-$7,500 and for loan amounts above $5,000 may require collateral. The loan terms ranges from 12-60 months.

Citibank Personal Loan Rates

The bank offers fixed interest rate for the entire personal loan term. However, personal loan rates will be greatly determined by several factors such as the income status of the borrower, his credit score and payment history. Citibank does not charge any prepayment penalties on personal loans. The bank also allows online application and instant loan decision. Moreover, borrowers can change their mind without any charges within 14 days. They can also check their application status online and get all the essential details relating to their personal loan term.

Citibank Personal Loan Eligibility

Other than the United States, Citibank personal loans are available in several other countries like India, Australia, Philippines, Indonesia, Malaysia, Singapore, and UAE. Citibank subsidiaries in different countries will have their own eligibility and requirements which the borrowers should fulfill. Citibank India offers personal loans in several metropolitan cities like Chennai, Bangalore, Delhi and Mumbai. For personal loans in the United States, you must be a resident of the country who is of at least 18 years of age. Borrowers in Alabama and Nebraska must be of at least 19 years old in order to avail the loan amount. Borrowers should not have been filed for bankruptcy and they must have established credit history to apply for the loan. The following are some essential documents that should be submitted along with the personal loan application form while applying for the loan term.
  • Personal Identification (Current driver's license, Visa or Green Card, Valid passport, non-driver identification card, permanent resident card, current bank statement).

  • Income Proof (Pay stub for last 30 days, Verification of employment, Payroll records, tax return, earning statements, etc.)
Citibank offer Online account management for personal loan borrowers. You can register for online services and have the freedom of making online payment of your monthly loan repayment. Moreover, you can make one-time payment or set recurring payment as per your preference by making login to your loan account. The bank also provide personal loan EMI calculator that could help the borrowers in understanding the payment and EMI features of several loan terms. To make complaints or to get best details on loan statement and reviews, contact customer care number 1-800-995-2274 and talk with bank representative. Further visit the bank website to find exclusive details on Citibank personal loan department and sign on.



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