Online Banks Guide
Bank of America Chase Bank HSBC Bank Citibank Wells Fargo Bank
 Home  » Wells Fargo » Mortgage Refinance

Wells Fargo Mortgage Refinance

Wells Fargo Mortgage Refinance program brings a number of profitable features that can help you reduce your monthly payment and the rate of interest. If you want to get the benefit of the increasing value of your home or want to shorten your repayment term then a low rate refinancing loan from Wells Fargo can surely help you a lot. You can check your eligibility conditions for government programs such as Home Affordable Refinance Program. This loan option has no appraisal or application fees. The loan pricing will be locked when you send your completed application. Moreover, there will be no closing costs in such refinance program.

Wells Fargo Mortgage Refinance Rates

Refinance mortgage rates offered by Wells Fargo are quite competitive and it allows the borrowers to get many benefits. The current mortgage refinance rates listed below are based on the refinance program of a primary residence single family home.

ProductInterest RateAPR
30-Year Fixed 4.250%4.433%
30-Year Fixed FHA 4.250%5.087%
15-Year Fixed 3.625%3.943%
5-Year ARM 2.750%3.083%
5-Year ARM FHA 2.750%2.948%
Larger Loan Amounts in Eligible Areas–Conforming and FHA.1
30-Year Fixed 4.375%4.508%
30-Year Fixed FHA 4.375%5.165%
5-Year ARM 3.125%3.167%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 4.875%5.012%
5-Year ARM 4.000%3.478%

Wells Fargo Refinance Calculator

Getting some idea about the interest rate and payment structure of the refinance loan is quite important for the borrowers. To do so, they can use the refinance calculator made available at the bank website. To make an estimate with the refinance calculator you will have to provide details about your current loan and your new loan. Details to be provided include original loan amount, term, interest rate, years already paid for the current loan. Further provide the term, origination charge, interest rates, property tax, property insurance and savings rate of the new loan term.

Homeowners can also see whether they can qualify for online program eligibility. After providing few details, the bank will check the eligibility condition for the applicants and offer them suitable programs. In case if you are not able to qualify for the online programs, the bank can help you work with experienced mortgage specialist to find a loan option that can meet your financial goals. To get online assistance on homebuying and refinancing, call 877-937-9357, M - F, 7 a.m. to 11 p.m., CT, Sat., 8 a.m. to 4:30 p.m., CT. One can also contact this number to make complaints and inquiries.



Wells Fargo Bank
 Customer Service
 Routing Number
 Online Banking
 Wire Transfer
 Investment Banking
 Exchange Rate
 Wealth Management
 Hours of Operation
 Phone Number
 Atm Locations
 Wachovia Merger
Wells Fargo Mortgage
 Home Mortgage
 Mortgage Rates
 Mortgage Payment
 Mortgage Customer Service
 Mortgage Calculator
 Mortgage Modification
 Home Equity
Wells Fargo Cards
 Credit Card
 Credit Card Online
 Credit Card Payment
 Credit Card Rewards
 Credit Card Customer Service
 Debit Card
 Gift Card
Wells Fargo Loans
 Personal Loans
 Student Loans
 Student Loan Consolidation
 Graduate Loan
 Loan Modification
Wells Fargo Products and Services
 Direct Deposit
 Auto Finance
 Bill Pay
 Owned Homes
 Advantage Funds
Wells Fargo Locations
 New York