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Wells Fargo Home Mortgage

Wells Fargo Home Mortgage programs are some of the best affordable options to finance the home of your dream. Along with its diverse range of banking products and services, the bank is wells known for its mortgage assistance programs that have helped a large number of low and moderate income families to buy their homes. If you are looking to buy a home then Wells Fargo can surely help you with the home buying process by offering the best available mortgage plan that fits your budget. The bank allow eligible borrowers in metropolitan areas designated by the Federal government to borrow up to a maximum of $729, 750 on FHA or Conforming loans without paying higher interest rates typical to jumbo loan amounts.

Wells Fargo Home Mortgage Rates

The bank offers competitive interest rates with their home mortgage programs to potential borrowers in the market. However, it is still advisable for the homebuyers to consult the mortgage executives of the bank to find out the best affordable mortgage rates having suitable repayment terms. On the other hand, the rate of interest charged by the mortgage department will depend on a number of factors relating to the income status, loan amount and the type of repayment. The following table shows the present mortgage rates for various types of loan that can be used to purchase a single family residence.

Product Interest Rate APR
Conforming 1 and FHALoans
30-Year Fixed 4.875% 5.065%
30-Year Fixed FHA 5.000% 5.762%
15-Year Fixed 4.250% 4.573%
5-Year ARM 3.500% 3.594%
5-Year ARM FHA 3.375% 3.208%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 5.000% 5.138%
30-Year Fixed FHA 5.000% 5.705%
5-Year ARM 3.875% 3.679%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.500% 5.643%
5-Year ARM 5.125% 4.142%

Wells Fargo Home Mortgage Refinance

For those homeowners who are facing financial hardship in paying their monthly mortgage repayments, Wells Fargo offers mortgage refinance programs. Eligible borrowers can refinance their existing mortgage to get some extra cash or to avoid mortgage default and consolidate outstanding payments. Refinancing is the best available option to reduce your monthly mortgage payment. Wells Fargo also offers assistance programs such as mortgage loan modification, and mortgage forbearance for troubled homeowners who are most likely to face home foreclosure due to inability on their part to make timely repayment of their mortgage amount.

Wells Fargo Mortgage Calculator

In order to help borrowers make an informed approach, the bank offers several tools like mortgage calculator and rate estimators. By using mortgage calculator one can get some idea about the monthly payment amount of several loan terms. All you have to do is just provide some basic details like the loan purpose, home value, loan amount, property state and property county. With the help of this effective tool, you will be able to find the best suitable loan term that you can afford.

Wells Fargo Bank mortgage offices are located across the nation and you can find their address by using the branch locator offered by the bank. Wells Fargo's home mortgage headquarters are located in Minneapolis. For more comprehensive details on online mortgage payment, mortgage jobs, and mortgage account login, visit the mortgage website of the bank.

Wells Fargo Mortgage Customer Service Phone Number

To make complaints on mortgage fraud and to find reliable details on homebuying, refinancing, mortgage application, mortgage financial worksheet, insurance, loss mitigation and tax department, call 1-877-937-9357. Also get assistance on mortgage account and online login through 1-866-234-8271.

Wells Fargo offer some of the best rates home mortgage loans in all over the US. Find how to apply for the loan terms.



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