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Westpac Home Loan

Westpac Bank offers a variety of home loan products including variable rate home loans, fixed rate, line of credit, home loan package and low doc home loan with best in town deals, competitive rates of interest and flexible repayment options. Whether individuals are seeking for a first time home buying or looking forward to buying investment property or seeking home loan refinance program, Westpac has wide choices of options to choose from. The Direct Debit repayment option allows customers repay home loan without any hassle. The various home and investment loan products available at Westpac can be viewed below.

Variable Rate
  • Rocket Repay Home Loan: a mortgage offset account link to home loan which allowed saving a lot of interest with every dollar left in the account.
  • Rocket Investment Loan: investment home loan with flexible offset account.
  • Flexi First Option Home Loan: loan with competitive price and options available on pay as you use basis.
  • Flexi First Option Investment Loan: an investment loan with comprehensive features and pay as required.
Fixed Rate Home Loans
  • Fixed Options Home Loan: a fixed rate home loan that allows lock interest rate for upto 10 years.
  • Fixed Rate Investment Property Home Loan: allows lock interest rate for upto 12 years.
Line of Credit Home Loan
  • Equity Access Loan: an equity home loan that allows customer to raise funds for other investments.
Home Loan Package
  • Premier Advantage Package: package with regular banking that reduces interest and help customer save money.
The Flexi First Option Home Loan which is a low rate basic home loan is offered with features such as redraw, top up and repayment holiday and interest only loan is available for upto 15 years.

Westpac Home Loan Rates

Home loan products, be it variable, fixed, line of credit or low doc at Westpac is offered with competitive interest rates. Individuals can log on and view the current Westpac home loan rates that are furnished on its official website. Variable rate home loan customers can receive exciting discount of upto 0.7% p.a. on the standard variable rate with premier advantage package. Fixed rate investment home loan customer also can receive discount of 0.2% p.a. if they choose the premier advantage package. The flexible line of credit of Westpac is offered with no fee for additional withdrawals, early repayments and no exit fees as such. The home loan rates NZ are offered with options of Everyday Floating Rate, Fixed Rate and Capped Rate.

Westpac Home Loan Calculator

Using the simple home loan calculators and tools, Westpac home loan customers can compare different loan options, determine how much they can borrow, calculate monthly repayment amount, work out deposit amount both with and without mortgage insurance, track the progress of application process etc.

Westpac Home Loan Application

Customers looking to buying or refinancing a property at Westpac can take the help of the bank's home loan experts to complete the entire application process. They can also log on to the bank's official website and complete the application online or download the application form and submit in any branch location. To apply over phone or online or any enquiries or problem regarding Westpac home loans, customers can call the bank's home loan contact number at 131 900 or by emailing at the bank's home loan centre so that one of the bank's experts will contact back.

Whether applicants have applied online, phone, branch office, and broker or through a home loan mobile manager, one can review and check the status of the entire application. Those applying from overseas have to visit the Westpac Migrant Banking site and see if they meet the required criteria. If eligible, they can check their borrowing capacity by completing an enquiry form and can download the application form for application.

For more information on Westpac Home Loan products and services in Australia, NZ, Fiji and PNG and all other related info including home loan trust, with guarantor, market share, pre approval, partnerships, premium option home loan rates, terms, interest rate history and increase and more, please log on to the official website of the bank.



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