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Westpac Visa

Westpac Visa Cards are offered with exciting rewards program with benefits including Altitude points, Qantas frequent flyer points, complimentary insurance covers and a host of convenient card services. Rewards cards which consist of Altitude, Altitude Gold, Altitude Platinum, Earth, Earth Gold, Earth Platinum, Singapore Airlines Gold and Singapore Airlines Platinum are all with two credit cards each- American Express Card and Visa Card or MasterCard linked into one account with only one statement, one credit limit and one annual fee. Low annual fee and low interest rate Visa Card or MasterCard are offered with competitive rates and fees and with wide range of other benefit schemes. Westpac credit cards are accepted widely including the prepaid MasterCard Gift Card and Debit Card MasterCard and can be used anywhere around the world wherever Visa or MasterCard is accepted. Westpac NZ Debitplus Visa card can be used like an EFTPOS card as well as credit card and can be used overseas and anywhere wherever Visa is accepted.

Westpac Visa Card

Westpac offers various types of Visa Cards with unique set of features, rewards
program, benefits and card services. One can find below the different types of Visa Cards offered by the Westpac Banking Corporation:

Rewards Cards
Altitude Visa Card or Altitude MasterCard
Altitude Gold Visa Card or MasterCard
Altitude Platinum Visa Card or MasterCard
Singapore Airlines Westpac Gold Visa Card
Singapore Airlines Westpac Platinum Visa Card

Low Annual Fee Cards
55 Day Visa Card or MasterCard
55 Day Gold Visa Card or MasterCard
55 Day Platinum Visa Card
Student Visa Card

Low Interest Rate Cards
Low Rate Visa Card or MasterCard

Westpac Visa Rewards

Rewards Visa Cardholders will earn unlimited Altitude reward points and Krisflyer hotpoints on all eligible purchases spent on their Altitude and Singapore Airlines Westpac rewards Visa cards. Besides all benefits of rewards program, cardholders also can enjoy a range of complimentary insurance covers such as Gold travel insurance, Platinum travel insurance, purchase security insurance and extended warranty insurance.

Low annual fee and low interest rate cards are offered with great benefits with competitive interest rates, exchange rates and fees plus a range of complimentary insurance covers. The low annual fee of 55 Day and Student Visa Card is just $30, while 55 Day Gold and Platinum Visa Card are $90 and $130 respectively. Annual fees are waived on all low annual fee cards for the first year of its purchase. Cardholders can enjoy competitive variable interest rates of 19.59% p.a. on purchases, 21.49% p.a. on cash advances and 3.99% p.a. on balance transfers for upto 6 months. Student Visa Card and Low Rate Visa or MasterCard are offered at variable interest rate 20.45% p.a., and 13.49% p.a. on purchases and 21.49% p.a. on cash advances respectively. They can enjoy interest free on credit purchases for upto 55 days.

With various added card service features such as contactless technology- MasterCard PayPass and Visa payWave, cardholders can make payments in a much faster way. Using the BPAY Biller code, cardholders can make any kinds of bill payments without having to do any paper works. Cardholders also can get extra security on their card when they shop online by registering for MasterCard SecureCode or Verified by Visa through the bank's added online security service.

For any enquiries or assistance on Westpac Visa card relating such as application, lost card, or any other, individuals from Australia can call the customer service phone number at 1300 651 089. For detailed information and other related info such as business visa, travel card, BSB, online login and more, please log on to the official website of the bank.



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