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SBI Gold Card

SBI Gold Card is one of the most widely used credit cards provided by the largest bank in India to its potential customers. State Bank of India has the largest number of branch network in the country. The bank is also well known for the range of personal banking and corporate banking products and services offered to millions of customers. SBI Bank brings a wide array of credit cards that offers the best of interest rates, rewards, gift offers and benefits on card purchase. Among its several credit cards, SBI Gold card is considered as the card that provides maximum purchasing power when you are on the go.

SBI Gold Card Features and Benefits

Features and benefits offered by SBI Gold Card are wide-ranging. The Gold Card is accepted all over the globe in more than 24 million Visa outlets that include 110,000 outlets in India alone. Any hotel, online store, outlet, and shopping center that display Visa sign will accept payment made through SBI Gold Card. One of the best features of this Gold credit card is its access to the largest cash network in the country. Using this card, you can withdraw fast cash from more than 810,000 VISA ATMs located across the globe. In India, more than 251 cash points are available in about 100 cities and around 5500 VISA ATMs located across the country.

The following is a list of the manifold features brought to you by SBI Gold Credit Card:
  • Cash back for purchase in department stores and groceries
  • Worldwide acceptance
  • Reward points
  • Credit facility
  • 0% fuel surcharge
  • Book railway tickets online
  • Utility bill payment facility
  • Balance transfer
  • Flexipay
  • E-statement
  • Easy money facility
  • Grace period of 50 days
  • Teledraft facility
  • 0% introductory interest rate
  • No joining or annual fee

SBI Gold Card Eligibility

The eligibility conditions for obtaining an SBI Gold Credit Card will be different for a salaried individual, self employed applicant and that of a retired pensioner. In case of a salaried person, he or she must earn an annual income of at least Rs. 225000 in order to obtain the Gold credit card. Essential documents such as latest income tax return, salary slip, latest Form 16 and copy of bank statement and updated passbook should be provided at the time application. The annual income of self employed individuals must not be less than Rs 150000 to qualify for the card. For retired pensioners, minimum annual income is Rs. 225000 and papers like latest pension certificate, copy of updated passbook/bank statement showing past 3 pension credits must be submitted along with the application.

Comprehensive details on SBI Gold Card credit limit, Scheme for exporters, card review and offers, contact 24-hr SBI Card Customer Helpline at 39020202.
State Bank of India offers some of the best credit cards to potential customers in the country. Check the features of the cards before making the application.



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