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Commonwealth Bank Credit Card

Commonwealth Bank offers a wide variety of credit cards for personal, for business, for student and for overseas offering exciting features and benefits and which can conveniently be used in conjunction with the NetBank. Individuals can choose from the range of Awards Credit Cards, Low Fee and Low Rate Credit Cards which includes such as Gold Awards, Platinum Awards, Diamond Awards, Low Fee Gold, Student Credit Card and Low Rate Gold etc. Cardmembers can enjoy a wide range of benefits and convenient services including reward points, complimentary insurance, credit limit increase, and Competitive fees, charges and rates for international transactions, foreign currencies exchange, balance transfer and cash advance etc. With NetBank, cardmembers can enjoy the flexibility of using card online and can even earn Commonwealth awards. They can link all the accounts together, pay and schedule bill payments, view upto date balances for upto 2 years of account transaction history and 7 years of account statements, plus many more.

Individuals wanting to enjoy the wide range benefits and convenient services offered by Commonwealth Bank credit cards but not yet a cardmember need not be anxious for getting the right card. One can easily find using the Selector tool in just four steps. Applicants also can compare all the available credit cards using the Comparison Table and can choose the right one that would best suit their needs and requirements. They can choose from the range that rewards when spending, or that has a low fee or low interest rate.

Commonwealth Bank Credit Card Review

Commonwealth Bank Awards Credit Cards which include Gold, Platinum and Diamond allows customers earn exciting awards points for everyday and every dollar spent. Gold and Platinum cardmembers can enjoy complimentary international travel insurance for trips upto 3 months and 12 months. Low Fee Credit Cardholders can enjoy the benefits of low annual fee, interest free for purchases, complimentary travel insurance etc. Low Fee Student Credit Card is offered with no annual fee for duration of full time studies. Low Rate Credit Cardholders can take advantage of competitive low rate and interest free on purchases. Gold cardholders can enjoy complimentary travel insurance for trips upto 3 months. Interested individuals if not yet cardmember can apply any Commonwealth Bank credit card online and can get $50 cash back into ones account after activation.

Commonwealth Bank Credit Card Rewards

With Commonwealth Awards rewards program, cardmembers can earn exciting awards points every time one uses the card and the earned points can be used for shopping, travel, banking, merchandise and many others. With effect from April 2010, Commonwealth Awards members can use the awards points for a range of travel services directly with the bank's travel partner Flight Center. The earned awards points also can be redeemed for velocity rewards, a loyalty program of Virgin Blue, or Air New Zealand Airpoints Dollars provided one is a member of the relevant program. Cardmembers are also allowed to transfer the awards points to Qantas Frequent Flyer. To avail this facility, one will have to opt in to Qantas Frequent Flyer Direct, and for this, one will be charged an annual fee of $10.

Commonwealth Bank credit cardholders can make bill payments with their credit card to the credit card accepted BPAY billers, and such payments will be treated as normal purchases. Customers making bill payment for the first time with BPAY have to enter the BPAY biller code which is available on the printed bill. Receiving of paper bill or online bills with BPAY will vary by the biller and the billing cycle.

The Commonwealth Awards website allows customers check point balance, view latest awards news letter, deals, rewards catalogue and many others. Needless to say but for the knowledge, the minimum credit limit for a gold card is $4,000, platinum $8,000 and diamond $18,000. To apply for these cards or any other, applicants must be 18 years of age. They can apply either by presenting the completed application form at any bank's branch office or online at commbank.com.au/creditcards or can contact 13 2221 to apply over the phone. For any enquiries such as activation, cancellation, processing and expiry, or to report lost or stolen of credit cards or claim disputes for any finance charge or chargeback, customers may call the 24/7 phone number 13 2221.

For detailed information about Commonwealth Bank of Australia Visa credit cards, American Express and MasterCard credit cards, and to learn all other related details such as rating, card security measures, PIN, terms and conditions of rewards program and more, please log on to the official website of the bank.

Website: http://www.commbank.com.au


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