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US Bank Loan Modification

US Bank Loan Modification Programs have enabled a large number of troubled homeowners to avoid home foreclosure and its serious consequences. U.S. Bank is one of the largest providers of home mortgage to low and moderate income families of the United States. As the bank has a large number of mortgage borrowers, it is quite natural for many of them to face some kind of problems while making their monthly repayments. For such borrowers, U.S. Bank brings mortgage assistance programs that can help the homeowners in remaining current with their mortgage payment.

Making Home Affordable Program

The United States Treasury Department has announced comprehensive details of Making Home Affordable Program that will help eligible homeowners to modify or refinance their existing mortgage in order to make monthly payments more affordable. US Bank Home Mortgage has also participated in the program and will make efforts to make low income families prevent foreclosure by lowering their mortgage payments. If you want detailed information on the available program then visit and answer few questions to know whether you will be eligible for the mortgage assistance programs or not.

US Bank Mortgage Modification

You may qualify for the Making Home Affordable Loan Modification if you fulfill the following guidelines.
  • The home that you occupy should be your primary residence.
  • The loan amount of your first mortgage should be less than or equal to $729,750.
  • You must have obtained your existing mortgage before 1st January, 2009.
  • Your mortgage should be serviced by U.S. Bank Home Mortgage.
  • You are facing difficulties in making timely repayments due to reduction in income, significant increase in your payments or any other reasonable hardship that has significantly increased your expenses.
You can also call 866-932-0462 to talk with a mortgage specialist who would help in determining your eligibility and suggest the best available options under the Home Affordable program.

On the other hand, your mortgage may be eligible for Home Affordable refinance program if your loan is serviced by Fannie Mae or Freddie Mac. To qualify for a refinance loan, you must not have been delinquent for 30 days or more on your monthly payments during the last 12 months. Before making application for a refinance or a mortgage modification program, it is advisable for you to contact a loan specialist working with the bank. You can locate a loan specialist by calling at 866-932-0462.

To get reliable assistance on delinquent payments, speak to a US Bank loan counselor by calling at 800-365-7900. Further visit the official website of the bank to find comprehensive information on U.S. Bank mortgage modification package, forms and application process.



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