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US Bank Home Equity Loan

U.S. Bank Home Equity Loans and Lines of Credit (HELOC) are made available to those homeowners who are looking to use the equity value of their home to access fast cash. US Bank Home Equity products are the smart choice for a large number of homeowners as they come with competitive interest rates, low monthly payments, no closing costs and tax deductibility features. You can obtain a home equity loan or a line of credit for a number of purposes that include home improvements, vehicle purchases, debt consolidation, education expenses and several other unexpected expenses. You can simply apply online for the particular home equity product that will meet your needs and suit your financial ability.

US Bank Home Equity Line of Credit

The bank offers attractive rates and a number of flexible repayment options with their home equity line of credit terms. Eligible borrowers can get excellent rates as low as 3.99% APR based on the equity value of their home, their credit record and the loan amount to be borrowed. US Bank also offers fixed rate option where the interest rate and the monthly payment remain fixed for the entire life of the loan. Unlike an equity loan where the borrowers get a lump sum amount, line of credit allows the borrowers to access funds over a period of time.

US Bank Home Equity Loan Rates

Depending on their credit history, current monthly debt and available equity in their property, homeowners can borrow home equity loan amount ranging from $500,000 up to $1,000, 000 (for properties in CA). U.S. Bank offers competitive interest rates with their home equity products and eligible borrowers can chose from the basic fixed rate installment loan or an affordable home equity line of credit with variable rate or fixed rate options. Home equity installment loan provides flexible repayment terms of up to 30 years. Your funds will be dispersed to you at the time of closing.

Applying for a home equity loan or a line of credit at US Bank is fast and hassle free as the bank allows online application. While making application for either of the loan option, you will have to provide some essential information such as your Social Security Number, Current Mortgage Balance, Estimated Home Value, Amount of Mortgage Payment, Annual before tax income and Property owner information. To make your application, you can visit your local bank branch. Also get assistance while making application by calling at 888-444-BANK or 800-685-5065 (TDD).



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