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PNC Bank Personal Loans |
PNC Bank Personal Loans and line of credit are some of the best loan options that you can obtain when you need some fast cash to meet emergency or unexpected expenses. It is not essential for the borrowers to be a homeowner in order to get a personal loan from PNC. Unlike secured loans which are backed by collateral such as savings accounts, stocks, CDs and bonds, personal loans and line of credit offered by PNC Bank are unsecured type of loans. These loans are easily approved on the merit of the promise that you will be able to repay the loan in time.
The financial ability, credit history and several other factors related to the borrowers are considered before offering the loan amount. Based on your needs and financial situation, the PNC credit professionals can help you decide whether a personal installment loan or a line of credit will work best for you. PNC Bank personal loan rates vary according to the type of loan. For instance, personal installment loans are available at fixed rate while personal line of credit is offered at variable rate based on Wall Street Journal Prime Rate. You can also visit your local branch or call 1-888-762-2265 to get more information on the current rates and loan application process.
PNC Bank Personal Installment Loan
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Personal installment loan is the best option for you if you need a specific amount at a time and want to pay back in regular monthly payments. You can borrow loan amount ranging from $1,000 up to a maximum of $100,000 based on your needs and affordability. The interest rates are fixed and various repayment options are available ranging from 24-36 months. For unsecured loan term, personal loan amount from $1,000 up to a maximum of $25,000 are offered by the bank. Loan repayments are required to be made on monthly basis and the bank offers credit life as well as credit disability insurance to eligible borrowers.
PNC Bank Personal Line of Credit
On the other hand, you can get loan amount up to a pre-approved limit whenever you need it with a personal line of credit from PNC Bank. In this loan option, you can obtain a minimum loan amount of $1,500 up to a maximum of $25,000. You are also allowed to get a minimum draw amount of $50. PNC does not require you to provide any collateral in order to take this loan. The bank offers variable rates on their personal line of credit which are based on the Wall Street Journal Prime Rate. Visit the bank website for extensive details on loan application process.
Website: https://www.pnc.com/webapp/sec/ProductsAndService.do?siteArea=/pnccorp/pnc/home/personal/loans/loans+and+lines+of+credit
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