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Bank of America Personal Loan Rates

Bank of America Personal Loan Rates will vary depending on a number of factors relating to the financial condition of the borrowers and the amount of the loan program. Bank of America is one of the leading banks providing a wide range of financial products and services throughout the United States and abroad. The bank also offers a number of loan programs including personal loans to eligible borrowers who are in need of financial assistance. Bofa personal loans are unsecured types of loans where you are not required to provide any asset or collateral against the personal loan amount.

Bofa Personal Loan Interest Rate

Personal loan interest rates offered by Bank of America are very competitive and you can use the loan amount for a number of expenses. You can take the loan amount to make home improvement, vacations, or pay the education expenses of your children. Moreover, you can pay pending bills and meet many other emergency expenses. As the loan is totally unsecured and as you are not going to provide any collateral, the bank may charge you a slightly higher rate of interest. There is some risk involved as the bank does not have anything to cover up the loss when you are not able to make the payment of the loan.

Bank of America Personal Loans Bad Credit

Even if you have bad credit history, Bank of America allows you to borrow a personal loan amount of up to $50,000. According to a reliable source, Bank of America has started offering personal loans at interest rates starting from 8.99% onwards. Once a borrower is finished with the processing of the loan, the amount is credited to any of their account within a short time period. The interest rates for your personal loan will be determined by a number of factors such as;
  • Your credit score
  • The amount of loan
  • The repayment period
  • Your repaying ability
This means that you can get a competitive interest rate if you have a stable source of income and a good credit record. Bank of America offers fast loan decision within 15 minutes. Bank of America personal loan application can be made online at the official website of the bank. There is no application or annual fee involve with making personal loan application. It is recommended for the borrowers to use the personal loan calculator offered by the bank in order to calculate the rate of interest and the monthly payment that they will have to make with their personal loan.
A wide range of banking services and loan programs are offered by Bank of America. Find low rate personal loans from the bank to meet several expenses.



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