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Bank of America Account

Bank of America offers several accounts with a wide range of benefits and state-of-the-art facilities providing the best convenient way in managing the accounts. The bank offers accounts like Checking account, Savings, Money Market, Health Savings, Stock, Mortgage, and Account for Business, Student, Merchant Services, and Military Account, etc. The Checking and Savings Account offers several benefits with competitive rates along with earning interest bonus rates for the qualifying accounts. The online banking service facilitates one to access their accounts online and get account information like account balance, transaction history anytime and anywhere. One can also login and set up automatic payment or transfer funds from one account to another. Students with limited funds can open a savings account with minimum balance of only $100 and save money for their future while one still earn a degree. An eBanking account is the most popular one for the students and one can apply online or call a Bank of America representative at 1-800-432-1000 between 7: 00 am and 10: 00 pm, or 1-800-944-0404 24/7.

Bank of America Checking Account

Bofa offers Checking Accounts such as eBanking, MyAccess, Advantage with Tiered Interest Checking and Small Business Checking Bundle to various individuals, students, minors, and to the business owners and employers. One can see below the several benefits offered by these checking accounts:
  • eBanking: It is a checking account for self-service customers. The bank requires no minimum balance and charges no monthly maintenance fee if making deposit or attempting to withdraw using online service or ATMs. One can also earn upto 20% cash back each time he/she uses debit card on purchase
  • MyAccess: It charges no monthly maintenance fee if an average daily balance of $1,500 or more is maintained in the account. Moreover one can get a regular saving account when he/she opens a new personal checking account and enroll in Keep the Change. The bank offers free Bofa Visa Debit Card.
  • Advantage with Tiered Interest Checking: The bank offers free online banking service with bill pay, free Visa Debit Card with Total Security Protection and Photo security, manage money online, by phone or ATMs without any fee. One can also earn 20% each time one uses their debit card on any purchase. Also offers special rates on CDs, IRAs, select loans and lines of credit.
  • Small Business Checking Bundle: Ideal for start-ups and smaller businesses. There is no charge for first 150 checks paid and deposited items on Business economy Checking Account and no monthly maintenance fee. The bank offers free online banking services with bill payment online. B of A also offers free Visa Debit Card. Bank of America offers a range of bonus for the promotion of these various checking accounts. One will see the account promotion 2010 with various bonus codes like $75, $100 and $20 offering for opening a new checking account at boa.

Bank of America Savings Account

Several Savings and CD Accounts are made available to the individuals like students and even for kids or children. Savings Accounts like Growth Money Market Savings, Regular Savings, Risk Free CDs, and Featured CD offer a wide range of benefits including interest rate bonus, fixed return of CD with penalty-free access to one's money and no monthly fee and great APY rate. Bofa through various offer code offers a number of benefits for those opening new accounts at Bank of America. One can, using the coupon code or the offer code as the bank has indicated, apply for an account and avail these benefits. With online service one can easily apply and be benefited not only the offered bonus but also account's lifetime benefits. The account manager can verify all personal account details and can update the account profile. To avail this updating of personal account profile by the account manager one will have to provide personal login name and password.

Bank of America Business Account

One can choose the type of Business Checking Account that is right for them. Bank of America offers Business Checking Accounts like Business Economy Checking, Business Advantage, Business Interest, and Full Analysis Business Checking. Holding a bofa's business checking account, one will get free online banking services with 24/7 account access, up-to-date account information, unlimited payment of bill and business and personal account all at one place. The bank ensures full security measures against fraud and identity theft.

Individuals can set up an account with bofa Merchant Services and can through the merchant account accept debit or check cards as well. For existing Merchant Services Account one may call 1.800.228.5882 and to open a new Merchant Services Account call at 1.866.538.3827. Whether for individuals, business owners or employers, Bank of America's Health savings Account provides a smart and convenient way for saving money to help them reduce health related costs whether for themselves or for their employees on a tax-free basis. The Bank of America Benefit Solutions through easy and cost-efficient accounts like HSAs, HRA, and FSA can help achieve to a great extent.

Closing an account at bofa is never a problem, but if at any course of time one wish to close the account because of its inadequate information or services, the bank's representatives can still give its best assistance. One may call at 1.800.622.8731 for any assistance relating to bofa's account. To close the account one will have to submit his/her request in writing to Account Closure, FL1-300-02-07, 4109 Gandy Blvd Tampa Fl 33611-3401.

Bank of America's Customer Service representatives are available from 7:00 am to 10:00 pm seven days a week. Customers of bofa can anytime make inquiries about their accounts and all accounts related information such as bank's routing number, transfer limit and use of account's calculator by calling the number which is given on each statement or on the bank's checks. For more info on Bank of America Accounts and their reviews, and to know the details of available rates please login to the official website of the bank.



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