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Axis Bank Home Loan
|Axis Bank Home Loan solves all your real estate worries and helps you in getting your dream home at attractive interest rates. The power home loan from Axis Bank presents balance transfer facility as one of its prominent features. It not only offers door step service through loan agent, but also carries no prepayment charges. Moreover, extraordinary advantages are offered to its priority banking customers.
Axis bank recommends a home loan for the following purposes:
a) Purchasing & constructing a house.
b) Building an accommodation on an already purchased land.
c) Buying an aged house/flat which is not more than 10 years old.
d) For repairing an old house or a flat.
Axis Bank Home Loan Eligibility
There are many other problems that can be solved through the bank's home loan facility. The home loan eligibility requirements are categorized into 3 different parts viz. salaried individuals, professionals and self employed individuals. Filling loan application form is a simple process wherein you are just required to submit the following details and documents in order to obtain the statement:
a) ID Proof (Passport/ Driving License/ Voter Card and a photograph)
b) Salaried individuals are required to show income proof (latest salary slip)
c) Residence Proof
d) Self employed individuals need to give income tax return (of last 2 years)
e) Guarantor form (optional)
Home Loan Amount
There are certain limits on home loan amount like minimum is Rs. 1 Lac and maximum can be Rs. 50 Lacs. A margin of 15% is given in case of home loans, whereas, 25% under renovation or improvement loans. Provisional certificate can be downloaded from axis bank's website. The scheme holds a good insurance status. Moreover, the offer is also applicable for NRIs.
Axis Bank Home Loan Interest Rate
Home loan rates offered by Axis Bank are really attractive and reasonable. Interest rates depend on the particulars like fixed and floating. For loan amount of upto 30 Lacs the interest charge would be 8.75% in case of floating loans. But if the amount is above 30 Lacs in the same type then the rate is 9.25%. Moreover, the other in-depth details like loan processing fee, part payment charges, etc can be obtained from the official Axis Bank website.
Axis Bank Home Loan EMI calculator
The bank also offers home loan EMI calculator to help borrowers in choosing suitable loan terms. This effective tool is available on the website of the bank and it is extensively used by the customers to know the figures of EMI on particular loan term. To ascertain the EMI value, you are required to enter the loan amount, tenure (in months) and the applicable rate of interest. Once you provide the required details in EMI calculator, your EMI value comes up.
Axis Bank customer care service is always there to help you out and solve your queries related to home loan. You can register your complaints either through customer care support or may visit the nearest located branch around your residence. You are recommended to go through the reviews and feedbacks of the existing customers before applying for a home loan account in the bank.
For further details and queries, you may write to the relationship manager of the bank.
Phone Number: 1800 233 5577