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NAB Credit Card
|NAB credit cards are available in several types including the low rate and rewarding cards through which one can earn various rewards points and it also covers certain benefits like complimentary travel insurances, protection insurance and lost card cover etc. NAB offers the following major credit cards from Amex, Visa and MasterCard.
These cards are protected with various security features like PIN, Verify by Visa and MasterCard Secure Code.
- NAB Qantas Credit Card (Platinum and Gold)
- Velocity NAB Credit Card (Standard and Gold)
- NAB Gold Card
- NAB Standard Card
- NAB Low Rate Card
NAB Credit Card Balance Transfer
NAB credit card balance transfer allows you transfer balances from non NAB cards. However, the transfer must be of $200 at minimum and the balance transfer rates are applied only for a limited period. On the other hand the interest free period or days are not applicable in balance transfer.
Before you apply for the balance transfer facility, you can just go through the terms and conditions available on their website.
NAB Credit Card Rate
NAB credit card rates are varied from one type to another and type of transaction mode i.e. cash advance, purchases or balance transfer. For instance the interest rates for cash advance NAB Low Rate Visa is 21.74% and 19.74% for the NAB Standard Card. In addition, as compare to other transaction like purchases and balance transfer the interest rates on cash advance are higher. The minimum credit limit available with NAB credit cards varies from $500 to $12,000. These credit limits can be increased or lower at your convenient level through the internet banking or offline mode via the NAB branch and post and fax. You can send the requisition form for the credit limit increase or decrease at the following address by post or fax to 1300 363 689.
Consumer and Commercial Cards
Reply Paid 9992
Melbourne VIC 8060
The annual fees of each type of cards are also varied which start from a minimum of $30 and upto the maximum of $290. The detailed information of fees, rates and limits are available on the website of the bank.
Besides, NAB credit card repayments can be made through various payment gateways like BPAY by using the biller code 1008 and reference number, direct debit from your account, NAB branch and at any Australia Post outlet by using credit card PIN provided that the post must have the Bank@Post image or sign.
NAB Credit Card Application
The NAB credit card application can be submitted via online or the nearest branch. The submission of application form through online will take about 15 minutes but all you have to do is filling up the form with your personal information such as email address, salary and expenditure, driving licence number, name of your employer as well as the address and phone number etc.
The progress and processing status of your application can be checked through the telephone by contacting at 300 651 656 from 7am-9pm on all weekdays and from 8am-6pm on weekends (AEST/AEDT).
If you are above 18 years of age and interested in National Australia Bank credit card, you can apply online through the following link.
If you have lost your credit card you can contact the 24/7 customer service at the following phone numbers.
Phone Number: 1800 033 103 (Australia)
+61 3 8641 9121 (Overseas or international)
For further assistance on NAB credit card problems and disputes such as unauthorized transaction, you can contact or mail the completed dispute form at the following address or manage NAB internet banking.
Credit Card Dispute Team
GPO Box 2965DD
Melbourne VIC 3001
As per your request about the matter, the bank will go for certain enquiries and if it is found authorized by you, they will chargeback a processing fee of $25.
The detailed information about the NAB credit card repayment calculator, activation, login, BSB, promotions, and others, please visit the website of the bank.