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Discover Student Credit Card |
Discover Card offers credit card for college and school students residing in USA. These cards are available in two types with various designs which are classified as Discover Student More Card and Discover Student Open Road Card. The former is associated with 5% cash back bonus rewards program and the latter offers double cash back bonus on fueling gas or dining at a restaurant etc.
Discover Student Credit Card Limit
The Discover student credit cards come with certain credit limit which is vary from one card to another card. The bank or the company has the sole decision on deciding the credit limit of your cards depending on several factors and requirements such as the minimum income of the applicants. In other case the credit limit of your card and the credit balance available with your card may vary and does not equal all the time as it is impacted by the transactions carried out by you and those merchants.
The company has also permitted the customers to increase the credit limit under certain terms and conditions however they have right to denied your request. To increase the credit limit you can call at 1-800-DISCOVER (1-800-347-2683).
Discover Student Credit Card Review
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As mentioned earlier the Discover Student Credit Cards are available in two types i.e. Student More and Open Road Card. Both the cards are available at low APR and interest rates with no annual and hidden fees. In fact these cards are available with 0.0% introductory APR for the first 6 months and the variable purchase APR ranging from 12.99% to 19.99%. However they have also charge certain penalties and fess of upto $35 on late and returned payment. To know more about the interest rate contact the customer service representatives at 1-800-DISCOVER (1-800-347-2683) or review the FAQs available at the link given below.
http://www.discovercard.com/student/faqs.html
Beside one can earn many rewards and cash back bonus by purchasing with these cards. For example with Student More Card you can earn 5% cash back bonus on purchasing gas, groceries, travel, restaurants and 1% on any other purchases whereas the Student Open Road Card allows the customers to earn double cash back bonus on any purchases for upto $250 at gas station and restaurants etc. In order to redeem these bonuses and rewards scores, you need to register and login to the Account center. Apart from all these, maintaining a good credit history is important to avoid from any other charges.
On the other hand security and protection of every customer is also one of the company’s concerns. Therefore they provide several security measures to avoid from frauds and identity theft etc. Moreover they have always tried to maintain the trust of the customers for a good and better relationship between them. In addition you can report immediately at 1-800-DISCOVER (1-800-347-2683) for any kind of fraudulent emails comes to you.
Discover Student Credit Card Application
The Discover Credit Card application can be submitted via online secure application. They usually take 30 days to process an application. Before the approval of your application, you can also check status online through its website or by phone at1-800-DISCOVER (1-800-347-2683). In order to check the application status online, visit the link given below.
http://www.discover.com/checkstatus
For further information on Discover Student Credit Cards Clear, Monogram, invitation, cosigner, loan and others, you can refer FAQs and other resources available on the website given below.
Website: http://discovercard.com/credit-cards/#StudentCards
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